We have a wide range of protection products to help your customers feel safe and covered if the unexpected should happen.
Payment protection insurance is voluntary and guarantees payment of the outstanding balance in the event of a claim.
Protect your customers so they don't have to worry about eventualities such as unemployment.
This insurance will give your customers the peace of mind they need.
The coverage is tailored to the different characteristics of the commercial agreement.
For more information, you can call 900 101 601.
We offer closed CaixaBank payment protection insurance packs, with the best options for your customers, including coverage such as:
DEATH
- The outstanding capital is settled on the claim date.
- Covers death due to accident or illness.
SEVERE DISABILITY
It covers severe disability due to accident or illness, using the Social Security certificate.
CANCER
Provides the policyholder with the guarantee of settling the outstanding loan principal in the event of a cancer diagnosis during the term of the coverage, provided more than 30 days have elapsed since the start date of the insurance operation, and no exclusion criteria apply.
MYOCARDIAL INFARCTION
Provides the policyholder with the guarantee of settling the outstanding loan principal in the event of an acute myocardial infarction, with death or necrosis of a part of the heart muscle caused by insufficient blood supply, provided more than 30 days have elapsed since the start date of the insurance operation, and no exclusion criteria apply.
Coverage for loans
UNEMPLOYMENT
Intended for salaried employees with a minimum employment contract of 6 months, public-sector employees who pay into unemployment insurance, and co-op members.
TEMPORARY INCAPACITY (TI)
Intended for self-employed professionals, salaried employees with less than 6 months on their current work contract, and public-sector employees who do not pay into unemployment insurance.
AUTOMOBILE COMPENSATION INDEMNITY (ICA)
Intended for customers who have financed a vehicle and want to protect it against the possibility of a total loss.
Coverage for cards
UNEMPLOYMENT
Intended for salaried employees with a minimum employment contract of 2 months, public-sector employees who pay into unemployment insurance, and co-op members.
TEMPORARY DISABILITY
Intended for self-employed professionals or salaried employees with less than 2 months on their current work contract.
Adversiting:
1. Information subject to policy terms and conditions. Insurance policy from VidaCaixa, S.A.U. de Seguros y Reaseguros, with tax ID no. A-58333261 and SegurCaixa Adeslas, S.A. de Seguros y Reaseguros with tax ID no. A-28011864. In the event of underwriting the insurance product, this will be carried out by CaixaBank Payments & Consumer, E.F.C., E.P., S.A.U., which acts as an intermediary in taking out the insurance as a banking-insurance operator linked to VidaCaixa, S.A.U. de Seguros y Reaseguros, SegurCaixa Adeslas, S.A. de Seguros y Reaseguros and Metlife Europe, D.A.C.Branch in Spain, and it is entered in the Register of Insurance and Reinsurance Distributors of the Directorate-General for Insurance and Pension Funds with number OV0077, as can be verified by consulting this body, whose registered address is Paseo de la Castellana, 44, (28046) Madrid, telephone 91 339 70 00, www.dgsfp.mineco.es. CaixaBank Payments & Consumer, E.F.C., E.P., S.A.U., has arranged with the insurance company Caja de Seguros Reunidos, Compañía de Seguros y Reaseguros, S.A., with Tax ID No. A28013050, the relevant policy for professional civil liability to cover any responsibilities that may arise due to professional negligence, subject to the provisions of current legislation, and has sufficient financial capacity in accordance with current legal requirements. RI45010.
