CaixaBank Payments & Consumer, E.F.C., E.P., S.A., sole proprietorship, domiciled at Avenida de Manoteras nº 20. Edificio París. 28050 Madrid. CIF A-08980153. Registered in the Mercantile Registry of Madrid, Volume 36,556, Folio 29, Page M-656492 and registered with the number 8776 in the Registry of Credit Establishments of the Bank of Spain.
Accessing the CaixaBank Payments & Consumer website and any information related to any of the products and services contained therein implies acceptance of the terms and conditions set forth in this Legal Notice. For this reason, we recommend that you read the contents carefully before accessing and using the information and services available on the CaixaBank Payments & Consumer website.
The information contained in these pages is valid as of the date of the last update.
These terms and conditions have been in force since they were last updated.
CaixaBank Payments & Consumer reserves the right to modify the terms and conditions at any time, in which case such modifications will become effective as soon as they are published and will apply to all users from that date.
The contents of the website, in particular information and advertisements, do not constitute a binding offer, unless expressly indicated otherwise. CaixaBank CaixaBank Payments & Consumer reserves the right to modify or delete in part or in full the current contents of the website whenever it deems appropriate, as well as to prevent or restrict access temporarily or permanently.
The CaixaBank Payments & Consumer website, its web pages and the information or elements contained therein include texts, documents, photographs, drawings, graphic representations, databases, computer programs, logos, trademarks, trade names and other distinctive signs, protected by intellectual or industrial property rights, of which CaixaBank Payments & Consumer is the owner or legitimate licensee.
CaixaBank Payments & Consumer does not guarantee the lawfulness or legality of any information or elements contained in the web pages of the CaixaBank Payments & Consumer website that are not the property of CaixaBank Payments & Consumer or any company within the CAIXABANK Group (to which it belongs).
Any use, including any form of reproduction, distribution, transfer to third parties, public communication and transformation, through any format or medium, of the aforementioned contents, creations or distinctive signs without the prior and express authorisation of their respective owners is strictly prohibited. Failure to observe this prohibition may constitute an offence punishable under current legislation.
However, at their own risk, users may download or make copies of such contents exclusively for personal use, provided that they do not violate any intellectual or industrial property rights of CaixaBank Payments & Consumer. In particular, users are not permitted to alter, modify or delete any elements either partially or in full. Under no circumstances does the foregoing constitute an authorisation or licence of the property rights of CaixaBank Payments & Consumer or any CAIXABANK Group company.
It is strictly forbidden, unless expressly authorised by CaixaBank Payments & Consumer, to create links or hyperlinks from third-party portals or websites to CaixaBank Payments & Consumer web pages other than the main page of its portal, accessible at the URL address http://www.caixabankpc.com, or any other URLs that may replace it in the future, as well as to present CaixaBank Payments & Consumer web pages or the information contained therein in frames, distinctive signs, trademarks or company or commercial names of another person, company or organisation.
CaixaBank Payments & Consumer does not guarantee continuous access to or correct viewing, downloading or use of the elements and information contained in the web pages of the CaixaBank Payments & Consumer website, which may be impeded, impaired or interrupted by factors or circumstances beyond its control.
CaixaBank Payments & Consumer accepts no responsibility for any information or other content contained in third-party spaces or web pages accessible on the CaixaBank Payments & Consumer website via links or hyperlinks, or for any information or other content contained in third-party spaces or web pages accessed via links or hyperlinks to the CaixaBank Payments & Consumer website or any of its web pages, or for any information or content of any third-party web pages presented under the appearance or distinctive signs of CaixaBank Payments & Consumer, unless expressly authorised by CaixaBank Payments & Consumer.
CaixaBank Payments & Consumer does not accept any liability whatsoever for any information, any type of content, products or services that may be offered or provided on its website by third parties or entities, even if they belong to the same economic group, and in particular for damages of any kind that, linked to the above, may be caused by: (i) absence or deficiencies in the information provided to users or in its truthfulness, accuracy and sufficiency; (ii) non-compliance or defective or untimely performance of contracts or pre-contractual relationships; (iii) failure to comply with the obligations incumbent on information society service providers; (iv) infringement of the rights of consumers and users; (v) infringement of intellectual and industrial property rights; unfair competition or illegal advertising; (vi) infringement of the right to data protection, professional secrecy and the rights to honour, personal and family privacy and self-image; and (vii) in general, non-compliance with any applicable laws, customs or codes of conduct.
Group Accident Insurance Certificate - Policy 44,000,020 (VISA Classic and MasterCard)
See the terms and conditions of the insurance associated with your credit card:
VISA Classic and/or MasterCard Insurance Certificate
Group Accident Insurance Certificate - Policy 44,000,025 (VISA Gold)
See the terms and conditions of the insurance associated with your credit card:
VISA Gold Card Insurance Certificate
1.7. 1 Information on the broker
CaixaBank Payments & Consumer E.F.C., S.A.U. (CaixaBank Payments & Consumer) acts as an intermediary in the insurance contracting process as a tied bancassurance operator for VidaCaixa S.A. de Seguros y Reaseguros (VidaCaixa) and SegurCaixa Adeslas S.A. de Seguros y Reaseguros (SegurCaixa). It is registered in the special administrative register of insurance brokers of the Directorate-General for Insurance and Pension Funds under number OV0077, as can be verified with this entity, with its registered office at Paseo de la Castellana 44, Madrid (Postcode 28046), telephone 91 339 70 00, www.dgsfp.mineco.es.
The parent company of CaixaBank Payments & Consumer owns more than 10% of the share capital of VidaCaixa and SegurCaixa.
It acts as a data processor for personal data collected in connection with the formalisation of the insurance contract, with the insurance companies for which it brokers this transaction being the data controllers.
The aforementioned insurance meets the customer's needs and requirements, based on the information provided by the customer, and its main characteristics are specified below:
Life insurance: insurance intended to cover the payment of the outstanding principal of the loan/credit disbursed as of the date of death. Additionally, the insurance policy may include coverage for severe disability, purchase guarantee, fraudulent use, unemployment/temporary disability, and/or compensatory automobile indemnity.
In the event of a discrepancy between these needs and requirements and the terms established in the contract, if signed, the Insurance Contract Law provides a period of one month from the insurance contract date to resolve any existing differences. Once this period has elapsed without the contracting party filing a claim, the provisions of the policy stand.
The advice is provided for the purpose of taking out an insurance policy and not for any other product that the broker may market.
