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Rita Almela, born in Barcelona, has been a director of CaixaBank Payments & Consumer since November 2019.​

She holds a degree in Economics from the University of Barcelona (EUS Programme) and an Executive MBA from the Business School of the  University of Navarra (IESE).​

She is currently a founding partner of 101 Venture Builder, S.L., focused on creating and investing in technology companies in different  sectors, such as health, environment, communication and training. She is also an investor and advisor of different digital startups, and  partner of 5G Ventures and Data Ventures. She is a member of the board of directors of the AED, the Spanish Association of Executives and  president of its council of Catalonia.​

Previously, she was a tax advisor at the Garrigues law firm to leading companies, founder and board member of several technology startups  (Wolo, Lets Coder, AlmaShopping, CPM Telecom, for example). She was also an advisor to investees of 101 StartUps and was linked to the  CaixaBank group through "Caixa Capital Risc" from 2008 to 2011.​

Last update: June 2022

Alfredo García-Valdés, born in Madrid, has been a director of CaixaBank Payments & Consumer since May 2016.​

He holds a Degree in Economics and Business Administration from the Complutense University of Madrid (UCM), a Master's in Business  Administration from the Business School of the University of Navarra (IESE) and is an Insurance Mediator.​

He is currently a director of Easy Payment Gateway, a company in which Comercia Global Payments holds a stake.​

Previously, he was director, chairman and member of the Audit and Risk Committee and member of the Appointments and Remuneration  Committee of CaixaBank Consumer Finance, E.F.C., S.A. and director, chairman and member of the Appointments and Remuneration  Committee and member of the Joint Audit Committee of CaixaBank Payments, E.F.C., E.P., S.A. He was also Chairman and Chief Executive  Officer of American Express Spain and Deputy Chairman of Commercial Strategy, Europe Telephone Channel, Director and Chairman of the  Risk and Outsourcing Committees and General Manager of the Spanish branch division of American Express Payments Services Limited.​

Last updated: June 2022

Laura González-Estéfani, born in Madrid, has been a director of CaixaBank Payments & Consumer since November 2019.​​

She holds a Degree in Audiovisual Communication and Information Sciences from the European University of Madrid and has participated in  the Management Development Programme at the Vlerick Business School (Ghent, Belgium).​

She is currently the founder, CEO and General Partner of TheVentureCity, a global technology investment fund created by founders and  executives of international technology companies. With a portfolio of over 120 companies, she focuses on infrastructure for  Fintech/Payments, HealthTech/Biotech, energy and e-commerce with offices in Madrid, Miami, San Francisco and Sao Paulo.​

Honoree of the Aspen Institute's 2022 Class of Henry Crown Fellows, supports global entrepreneurship from different platforms as an advisor  to the European Innovation Council of the European Commission, Babson College WinLab, Stanford LBAN program, mentor and panelist for  Endeavor. In addition, she has been an angel investor since 2000 with a personal portfolio of more than 40 companies.​

She previously worked for the Siemens Group, eBay en España, opened Facebook in Spain and in several countries in Europe in 2008, and  moved to Silicon Valley as head of LATAM in the areas of Growth, Mobile & Partnerships.​

Last updated: June 2022

María Victoria Hernández Valcárcel, born in Barcelona, has been a director of CaixaBank Payments & Consumer since November 2019.​

She holds a degree in Computer Engineering from the Polytechnic University of Cataonia (UPC), an EMBA from INSEAD (France) and  a diploma in Digital Marketing from Columbia Business School.​

​She currently represents the interests of the European Innovation Council investment fund as a non-executive director in the Belgian  telecommunications company, Tessares. She is also a non-executive director of The EQ Project International, S.L. (AI TeamEQ), an entity that  offers solutions in the field of human resources through artificial intelligence, and member of the advisory board of Cashway, a financial  technology company. She is also a member of the decision-making panel for aearding grants and financial investment in the European  Union's Horizon Europe programme (budget of €10.5 billion)
As part of her social contribution, she is the European President of Global Telecom Women's Network (GTWN.org), the international forum  for women executives active in high technology, to contribute to the evolution of the information society in a positive way.​

​Previously, she was Chairwoman and CEO of Orange Spain, Director of Alliances (M&A) Europe for British Telecom, Director of European  Operations and CEO in France for GTS; Chairwoman of Proximus Spain, CEO in France and Deputy Chair of International Operations.​

​Last updated: June 2022​

Laura Juanes, born in Barcelona, has been a director of CaixaBank Payments & Consumer since April 2021.​

She holds a law degree from the Universidad Autónoma de Madrid and obtained her Master's in US and Transnational Law from the  University of Miami School of Law in 2021. Certified Privacy and Data Protection Professional (CIPP/US and CIPP/EU).​

She is currently the Vice-President and Privacy Officer of Restaurant Brands International, Inc. which owns four of the world's leading quick  service restaurant brands. She also participates as a mentor and advisor in different entities: The Venture City, LLC, where she advises  startups and entrepreneurs; Enterprise 4.0 - BGV, where she is involved in privacy and artificial intelligence; and Women in Tech Miami  Council, of which she is co-founder, aimed at connecting and empowering women executives in technology.​

Previously, she was Director of Privacy and Compliance at Constella Intelligence, Inc., a global leader in the field of digital risk protection,  global director of Privacy at Facebook and director of International Privacy and Human Rights at Yahoo! where she also held other roles, such as Director of Legal Advisory at Yahoo! Spain.​

Last updated: June 2022

Susana Voces, born in Madrid, has been a director of CaixaBank Payments & Consumer since November 2019.​

She holds a degree in Industrial Engineering from the Universidad Pontificia de Comillas (ICAI), specialising in Mechanical Engineering,  a degree in Marketing from the Universidad Pontificia de Comillas (ICADE), specialising in marketing research and a postgraduate degree in  management studies, specialising in IT, from the Harvard Extension School (Cambridge, Massachusetts, United States).​

She is currently the CEO of Eventim (entradas.com) in Spain and advisor and consultant for different companies.​

Previously, she was deputy chairperson of the restaurant area at Deliveroo in the UK, responsible for its strategy and commercial operations  at a global level. She was also general manager at eBay Europe for Italy and Spain and country manager at eBay Spain. He has also held  various senior positions at PayPal and Ericsson.​

Last updated: June 2022

Mireia Agelet nacida en Barcelona, es vicesecretaria no consejera de CaixaBank Payments & Consumer desde septiembre de 2019.​​

Licenciada en Derecho por la Universidad de Barcelona, Máster en Mercados Financieros por la UB y Máster en Dirección de Recursos Humanos por EAE Business School.​

Con anterioridad, fue directora de Asesoría Societaria en Banco de Sabadell, directora de Asesoría Jurídica de Banca de Inversión en Mora Banc Grup y abogado senior de las área de tesorería, mercado de capitales, valores, banca privada, financiero, mercantil y societario en Catalunya Banc.​

​Última actualización: Junio 2022

Sarah Harmon, born in Florida (USA), has been a director of CaixaBank Payments & Consumer since March 2021. 

She holds a Bachelor's degree in Journalism from the University of Kansas, Lawrence (USA) and a Master's degree in Business Administration from the University of North Carolina, Chapel Hill (USA). 

She is currently Global CEO of Singular People, partner and deal leader of Go Beyond Investing, EMEA, a fintech that transforms angel investing into a new asset class that is scalable to small and large investors, member of the advisory board of Melboss Music Inc. a private network for music professionals, and trustee of Foundation 29, a non-profit entity specialising in artificial intelligence applied to health. 

Previously, she wash general manager of Habitíssimo, member of the Board of Directors of Singular, member of the Board of Directors of Renta 4 Banco, S.A. and chairwoman of its Appointments and Remuneration Committee and member of its Audit and Control Committee, country manager at LinkedIn for the Iberia region with the objective of driving commercial actions, in addition to leading the women's initiative at LinkedIn from 2017 to 2018, and director of Business Development at Microsoft. 

Last updated: November 2022 

Rita Almela, born in Barcelona, has been a director of CaixaBank Payments & Consumer since November 2019.

She holds a degree in Economics from the University of Barcelona (EUS Programme) and an Executive MBA from the Business School of the  University of Navarra (IESE).

She is currently a founding partner of 101 Venture Builder, S.L., focused on creating and investing in technology companies in different  sectors, such as health, environment, communication and training. She is also an investor and advisor of different digital startups, and  partner of 5G Ventures and Data Ventures. She is a member of the board of directors of the AED, the Spanish Association of Executives and  president of its council of Catalonia.

Previously, she was a tax advisor at the Garrigues law firm to leading companies, founder and board member of several technology startups  (Wolo, Lets Coder, AlmaShopping, CPM Telecom, for example). She was also an advisor to investees of 101 StartUps and was linked to the  CaixaBank group through "Caixa Capital Risc" from 2008 to 2011.

Last update: June 2022

Alfredo García-Valdés, born in Madrid, has been a director of CaixaBank Payments & Consumer since May 2016.

He holds a Degree in Economics and Business Administration from the Complutense University of Madrid (UCM), a Master's in Business  Administration from the Business School of the University of Navarra (IESE) and is an Insurance Mediator.

He is currently a director of Easy Payment Gateway, a company in which Comercia Global Payments holds a stake.

Previously, he was director, chairman and member of the Audit and Risk Committee and member of the Appointments and Remuneration  Committee of CaixaBank Consumer Finance, E.F.C., S.A. and director, chairman and member of the Appointments and Remuneration  Committee and member of the Joint Audit Committee of CaixaBank Payments, E.F.C., E.P., S.A. He was also Chairman and Chief Executive  Officer of American Express Spain and Deputy Chairman of Commercial Strategy, Europe Telephone Channel, Director and Chairman of the  Risk and Outsourcing Committees and General Manager of the Spanish branch division of American Express Payments Services Limited.

Last updated: June 2022

Mireia Agelet, born in Barcelona, has been the Non-director Deputy-Secretary of CaixaBank Payments & Consumer since  September 2019.

She holds a Degree in Law from the University of Barcelona, a Master's in Financial Markets from the UB and a Master's in  Human Resources Management from EAE Business School.

Previously, she was director of Corporate Advisory at Banco de Sabadell, director of Investment Banking Legal Counsel at Mora  Banc Grup and senior lawyer in the areas of treasury, capital markets, securities, private banking, financial, commercial and  corporate law at Catalunya Banc.

Last updated: June 2022

​Alfredo García-Valdés nacido en Madrid, es consejero de CaixaBank Payments & Consumer desde mayo de 2016.​

Licenciado en Ciencias Económicas y Empresariales por la Universidad Complutense de Madrid (UCM), Máster en Business Administration por la Escuela de Negocios de la Universidad de Navarra (IESE) y Mediador de Seguros.​

En la actualidad es consejero de Easy Payment Gateway, compañía participada por Comercia Global Payments.​

Con anterioridad, fue consejero, presidente y miembro del Comité de Auditoría y Riesgos y miembro del Comité de Nombramientos y Retribuciones de CaixaBank Consumer Finance, E.F.C., S.A. y consejero, presidente y miembro del Comité de Nombramientos y Retribuciones y miembro de la Comisión Mixta de Auditoría de CaixaBank Payments, E.F.C., E.P., S.A. Asimismo, fue presidente y consejero delegado en American Express España y vicepresidente en Estrategia Comercial, Canal Telefónico Europa, consejero y presidente de los Comités de Riesgos y Outsourcing y director general de la división de establecimientos en España de American Express Payments Services Limited.​

Última actualización: Octubre 2021​

José Manuel Gabeiras, born in Ferrol (La Coruña), has been a director of CaixaBank Payments & Consumer since September 2019.​

He holds a degree in Economics and Mathematical Statistics from the Complutense University of Madrid (UCM) and a degree in Civil Engineering from the Polytechnic University of Madrid (UPM). Civil Servant, Qualified and Chartered Statistician.​

He was previously a member of the Board of Directors of CaixaBank Payments, EFC EP, S.A., member and Chairman of the Joint Audit Committee and member of the Appointments and Remuneration Committee. He was also a director of NovaGalicia Banco, and sat on its Executive Committee and on the Appointments and Remuneration Committee. He was also chairman of Servired and chairman of Sermepa, a director of Visa Europe, a member of the Executive Committee and a member of the Audit, Risk and Finance Committee. He has also held management and chairmanship positions in well-known entities such as SEMP, Visa International and was CEO of the financial group Credit Agricole.​

Last updated: June 2022​

María Victoria Hernández Valcárcel, born in Barcelona, has been a director of CaixaBank Payments & Consumer since November 2019.​

She holds a degree in Computer Engineering from the Polytechnic University of Cataonia (UPC), an EMBA from INSEAD (France) and a diploma in Digital Marketing from Columbia Business School.​

She currently represents the interests of the European Innovation Council investment fund as a non-executive director in the Belgian telecommunications company, Tessares. She is also a non-executive director of The EQ Project International, S.L. (AI TeamEQ), an entity that offers solutions in the field of human resources through artificial intelligence, and member of the advisory board of Cashway, a financial technology company. She is also a member of the decision-making panel for aearding grants and financial investment in the European Union's Horizon Europe programme (budget of €10.5 billion)​

As part of her social contribution, she is the European President of Global Telecom Women's Network (GTWN.org), the international forum for women executives active in high technology, to contribute to the evolution of the information society in a positive way.​

Previously, she was Chairwoman and CEO of Orange Spain, Director of Alliances (M&A) Europe for British Telecom, Director of European Operations and CEO in France for GTS; Chairwoman of Proximus Spain, CEO in France and Deputy Chair of International Operations.​

Last updated: June 2022​

Jesús Moreira, born in Barcelona, has been a director of CaixaBank Payments & Consumer since May 2014.​

He holds a degree in Biological Sciences, specialising in Biochemistry, from the Autonomous University of Barcelona, a Master's degree in Financial Economic Management from ESADE and has completed the Executive Development programme at the Business School of the University of Navarra (IESE).​

He is currently a director, the Chief Retail Lending Officer at CaixaBank, a director at CaixaBank Operational Services and a director at Telefónica Consumer Finance.​

Previously, he was a director of CaixaBank Consumer Finance, E.F.C., S.A., and member of its Audit and Risk Committee, director and deputy- chairman of CaixaBank Titulización, S.G.F.T., S.A., director of Caixa Capital Biomed, S.C.R., S.A., director of Tenedora de Vehículos S.A., and director of Edicions 62. He was also corporate manager of Credit and Operational Risk at CaixaBank, manager of the Risk Policies and Infrastructure department at CaixaBank, as well as general manager of CaixaRenting and director of Consulting and Organization at CaixaHolding.​

Last updated: June 2022​

Laura Juanes, born in Barcelona, has been a director of CaixaBank Payments & Consumer since April 2021.​

She holds a law degree from the Universidad Autónoma de Madrid and obtained her Master's in US and Transnational Law from the University of Miami School of Law in 2021. Certified Privacy and Data Protection Professional (CIPP/US and CIPP/EU).​

She is currently the Vice-President and Privacy Officer of Restaurant Brands International, Inc. which owns four of the world's leading quick service restaurant brands. She also participates as a mentor and advisor in different entities: The Venture City, LLC, where she advises startups and entrepreneurs; Enterprise 4.0 - BGV, where she is involved in privacy and artificial intelligence; and Women in Tech Miami Council, of which she is co-founder, aimed at connecting and empowering women executives in technology.​

Previously, she was Director of Privacy and Compliance at Constella Intelligence, Inc., a global leader in the field of digital risk protection, global director of Privacy at Facebook and director of International Privacy and Human Rights at Yahoo! where she also held other roles, such as Director of Legal Advisory at Yahoo! Spain.​

Last updated: June 2022​

Mireia Agelet, born in Barcelona, has been the Non-director Deputy-Secretary of CaixaBank Payments & Consumer since September 2019.​

She holds a Degree in Law from the University of Barcelona, a Master's in Financial Markets from the UB and a Master's in Human Resources Management from EAE Business School.

Previously, she was director of Corporate Advisory at Banco de Sabadell, director of Investment Banking Legal Counsel at Mora Banc Grup and senior lawyer in the areas of treasury, capital markets, securities, private banking, financial, commercial and corporate law at Catalunya Banc.

Last updated: Junio 2022