Being knowledgeable of finances is essential to enjoying a healthy financial life. Here, we present financial topics differently.
Understand concepts that will help you take better decisions.
The baseline nominal interest rate of a financial product, a key element you need to know to improve your decisions.
The annual percentage rate is an indicator of the real cost of taking out a financial product, so that you can compare different offers.
This is a type of financing that lets you split the payment into instalments so you don't have to pay the entire amount up-front.
Evaluate the need to make the purchase, choose the consumer loan that best suits your needs and adjust the payments and associated costs you will have to pay.
Simulation to help you understand and compare financial offers clearly and simply.
The European Standardised Information Sheet is a standard document that lets you compare different financial offers and take appropriate decisions.
We'll explain the aspects you need to take into account with regard to defaults.
It's a payment method that consists of paying off the entire credit used in monthly instalments, with interest.
The right of withdrawal is the option a person has to change their mind and cancel a contract with a bank or financial institution within a short period, without having to provide any explanation or pay a penalty.
The right of cancellation is the option to terminate a financial contract at any time by paying the outstanding balance, without having to wait until the agreed term ends.
Before borrowing money, make sure you do so responsibly. In this video, we tell you how to avoid risks and protect your wallet.
Do you know how to recognise online fraud? In this video, we show you the keys to browsing safely.
We explain how card fraud works and what steps you can take to prevent it.
In this video, you will learn how to develop healthy financial habits to improve your economic well-being.
We explain how to better manage your money and create savings habits tailored to small incomes.
Digital banking is part of daily life. Learn its basic concepts and how to get the most out of it.
We'll explain other financial products that may interest you.
Here you will find info on other financial topics that may be relevant to you.
