Being knowledgeable of finances is essential to enjoying a healthy financial life. Here, we present financial topics differently.
Understand concepts that will help you take better decisions.
The baseline nominal interest rate of a financial product, a key element you need to know to improve your decisions.
The annual percentage rate is an indicator of the real cost of taking out a financial product, so that you can compare different offers.
This is a type of financing that lets you split the payment into instalments so you don't have to pay the entire amount up-front.
Evaluate the need to make the purchase, choose the consumer loan that best suits your needs and adjust the payments and associated costs you will have to pay.
Simulation to help you understand and compare financial offers clearly and simply.
The European Standardised Information Sheet is a standard document that lets you compare different financial offers and take appropriate decisions.
We'll explain the aspects you need to take into account with regard to defaults.
It's a payment method that consists of paying off the entire credit used in monthly instalments, with interest.
El derecho de desistimiento es la posibilidad que tiene una persona de arrepentirse y renunciar a un contrato con un banco o financiera dentro de un plazo corto, sin tener que dar explicaciones ni pagar una multa por ello.
El derecho de cancelación es la posibilidad de dar por terminado un contrato financiero en cualquier momento, pagando lo que quede pendiente, sin necesidad de esperar a que finalice el plazo pactado.
Antes de pedir dinero prestado, asegúrate de hacerlo de forma responsable. En este video te contamos cómo evitar riesgos y cuidar tu bolsillo.
We'll explain other financial products that may interest you.
Here you will find info on other financial topics that may be relevant to you.
