Advertising: 1. The cards are issued by the hybrid payment institution CaixaBank Payments & Consumer, E.F.C., E.P., S.A.U., and subject to its authorisation. The system chosen by the institution to protect payment service users' funds is to deposit them in a separate bank account opened with CaixaBank, S.A.

2. Insurance policy from VidaCaixa, S.A.U. de Seguros y Reaseguros, with tax ID no. A-58333261 and SegurCaixa Adeslas, S.A. de Seguros y Reaseguros with tax ID no. A-28011864. Caixabank Payments & Consumer, E.F.C., E.P., S.A.U., will act as an intermediary when arranging the insurance policy, as an associate banking and insurance operator of VidaCaixa, S.A.U. de Seguros y Reaseguros, SegurCaixa Adeslas, S.A. de Seguros y Reaseguros and Metlife Europe D.A.C. Branch in Spain. It is listed in the Special Administrative Register of Insurance Brokers of the Directorate-General for Insurance and Pension Funds with number OV0077, as can be verified by consulting this body, at Paseo de la Castellana, 44, 28046 Madrid, Telephone: 91 339 70 00, www.dgsfp.mineco.es. http://www.dgsfp.mineco.es/CaixaBank Payments & Consumer, E.F.C., E.P., S.A.U. has arranged with ZURICH Insurance Plc, Sucursal en España, with Tax ID number W-0072130H, the relevant policy for professional civil liability to cover any responsibilities that may arise due to professional negligence, subject to the provisions of current legislation, and has sufficient financial capacity in accordance with current legislation.