The perfect loan for every need

1ca7dcb2-fbc6-13fb-b66e-3b96c62c0889?t=1761819476186
Home

Make your house the best home for you by remodelling the kitchen or redecorating the living room.

cc499931-adec-fe7f-0d8a-faa3140d3201?t=1761819546019
Trips

Don't wait any longer! Go on that getaway you've always wanted.

a9d6d685-6b0a-7b84-27f8-4bc114c4ed88?t=1761819670094
Health

Take care of yourself and your loved ones at any time.

51dbf877-1173-9b01-38d2-7c9c5248b3a9?t=1761820902110
Mobility

Upgrade or repair your vehicle

3e2c7e5e-5245-6429-c045-a5a1fbbfd401?t=1761821004907
Studies

Take courses that interest you, without worries.

ed6695fe-2fa7-0d58-ffdf-ac236fe4c23b?t=1761821231435
Other

For the latest in electronics, sports equipment, musical instruments, to plan an unforgettable moment or for any other project that is important to you.

b0bed4be-accf-0e8a-eacc-6aa13ac049a3?t=1666860784716

Apply for

your personal loan

  • Call 900 877 117 toll-free or apply online here.

  • Choose how much you want to request and the repayment period that's right for you¹.

  • Verify your personal details.

  • Resultado inmediato en la misma solicitud.

  • Firma el contrato de forma online.

  • Recibe el dinero en tu cuenta en 24 horas.

b0bed4be-accf-0e8a-eacc-6aa13ac049a3?t=1666860784716
3e1ef67d-86bf-fef3-e581-254691016db6?t=1752572298764
No cancellation fees¹

With the peace of mind of knowing you can cancel at any time at no additional cost.

12c0f1ea-e560-6f13-d7d2-50740e12d5a4?t=1752572422328
Optional payment protection insurance²

Protect yourself against the unexpected with an insurance policy that guarantees you and your loved ones maximum peace of mind.

17ed605b-0c61-9020-2d78-92c5a24d28e3?t=1755596520611
Money in 24h

You will have the money in your account quickly once your application is approved.

ee17a9dd-3e63-b475-32bd-2bbc18f5eacf?t=1752572559084
Flexible

Choose how much you want to request and the repayment period¹ that's right for you. 




Advertising.(1) Loans offered by CaixaBank Payments & Consumer, E.F.C., E.P., S.A.U., and subject to its approval. The minimum amount is €500, and the repayment period is from 12 to 84 months, your choice. Minimum payment of €20. The NIR of the loan may vary depending on the amount, duration and intended purpose. The APR varies based on the NIR. Min. NIR. 8.15%. Min. APR 8.46%. Max. NIR 12.25%. Max. APR 12.96%. Representative example for a €500 loan to be repaid over 12 months. NIR: 8.15%. APR: 8.46%. Instalments: 11 payments of €44.18 and a final payment of €44.17. Total amount owed: €530.15. Total cost of the loan: €30.15. Interest: €30.15. Representative example for a €1,500 loan with a 48-month term. NIR: 12.25%. APR: 12.96%. Instalments: 47 payments of €39.69 and a final payment of €39.37. Total amount owed: €1,904.80. Total cost of the loan: €404.80. Interest: €404.80. French repayment system. See how our loans work here.

(2) Insurance policy from VidaCaixa, S.A.U. de Seguros y Reaseguros, with tax ID no. A58333261, and SegurCaixa Adeslas, S.A. de Seguros y Reaseguros, with tax ID no. A28011864. Caixabank Payments & Consumer, E.F.C., E.P., S.A.U., will act as an intermediary when arranging the insurance policy, as an associate banking and insurance operator of VidaCaixa, S.A.U. de Seguros y Reaseguros, SegurCaixa Adeslas, S.A. de Seguros y Reaseguros and Metlife Europe D.A.C. Branch in Spain. It is listed in the Special Administrative Register of Insurance Brokers of the Directorate-General for Insurance and Pension Funds with number OV0077. CaixaBank Payments & Consumer, E.F.C., E.P., S.A.U. has contracted with the insurance company Caja de Seguros Reunidos, Compañía de Seguros y Reaseguros S.A., with tax identification number A28013050, professional liability insurance to cover responsibilities that may arise from professional negligence and has financial capacity according to current regulations. The insurance is voluntary and not purchasing it does not affect the economic conditions of the financing product offered. 

(3) The cards are issued by the hybrid payment institution CaixaBank Payments & Consumer, E.F.C., E.P., S.A.U., and subject to its approval. The system chosen by the institution to protect payment service users' funds is to deposit them in a separate bank account opened with CaixaBank, S.A. RI45007