CaixaBank Payments & Consumer offers a portfolio of credit protection products intended for your customers that let them handle unforeseen events involving the payment of their car loans.
Voluntary insurance related to financing, aimed at covering the outstanding balance of the financing in the event of a specific incident.
Lets you protect your customers so they don't have to worry about any eventualities, such as unemployment.
This payment protection insurance for car loans will give your customers the peace of mind they need.
The coverage is sold as a pack, and is offered based on the characteristics and conditions of the commercial agreement.
We offer the cover necessary to guarantee your customers' peace of mind:
DEATH
Provides the policyholder the guarantee of settling the outstanding loan balance in the event of death, whether by illness or accident.
SEVERE DISABILITY
Provides the policyholder the guarantee of settling the outstanding loan balance in the event of severe disability, whether due to accident or illness.
UNEMPLOYMENT OR TEMPORARY DISABILITY
Unemployment
Intended for salaried employees with a minimum employment contract of 6 months, public-sector employees who pay into unemployment insurance, and cooperative members.
TEMPORARY DISABILITY (TD)
Intended for self-employed professionals, salaried employees with less than 6 months on their current work contract, and public-sector employees who do not pay into unemployment insurance.
Automobile Compensation Indemnity (ICA)
Intended for customers who have financed a vehicle and want to protect it against the possibility of a total loss.
VEHICLE WRITE-OFF INSURANCE
Covers the risk of total loss of the financed vehicle due to theft, accident or fire, when it is impossible to repair it. This policy complements any other fully comprehensive insurance policy or third-party insurance.
Advertising: (1) Information subject to policy terms and conditions. Voluntary insurance policy from VidaCaixa, S.A.U. de Seguros y Reaseguros, with Tax ID no. A-58333261 and SegurCaixa Adeslas, S.A. de Seguros y Reaseguros with Tax ID no. A-28011864. If the insurance operation is contracted, CaixaBank Payments & Consumer, E.F.C., E.P., S.A.U. will act as an intermediary when arranging the insurance product as an associate banking and insurance operator of VidaCaixa, S.A.U. de Seguros y Reaseguros, SegurCaixa Adeslas, S.A. de Seguros y Reaseguros and Metlife Europe D.A.C.Branch in Spain and registered in the Register of Insurance and Reinsurance Distributors of the Directorate-General for Insurance and Pension Funds, under number OV0077, as may be verified with the latter, with registered offices at Paseo de la Castellana, 44, Madrid (DP 28046), telephone 91 339 70 00, www.dgsfp.mineco.es. CaixaBank Payments & Consumer, E.F.C, E.P., S.A.U., has arranged with the Spanish branch of ZURICH Insurance Plc, with Tax ID number W-0072130H, the relevant policy for professional civil liability to cover any responsibilities that may arise due to professional negligence, subject to the provisions of current legislation, and has sufficient financial capacity in accordance with current legal requirements. RI45011
